A home tie with Casuals was the best semi-final draw they could have hoped for and Waterloo were well placed when they added an unconverted try to a 10-5 interval lead.
But the Notts team, who had lost at Waterloo in the Premiership but won
The final whistle brought heartbreak for Waterloo, but delight for the midlanders, who will now face Clifton, winners over new Premiership champions Saracens, in next month's Twickenham decider.
"It's pretty devastating" admitted Fiona last night. "We knew we had a real chance and, at 15-5 up were in a good position, but they came back into it well. To go out on try-count after drawing a match in which we had a useful lead is a pretty awful feeling. To be honest, losing by 50 points probably wouldn't feel as bad."
Unlike many of her Waterloo team-mates, however, Neary's season is far from finished, with two Six Nations games and a World Cup still to look forward to, starting with the game against Spain in Limerick in five days time.